With your account at Sparkasse Bank you can transfer to other partner Banks in Central and Eastern Europe with a currency of payment D + 0.

• The same day the funds are in the account of your business partner;
• No commission for an ;“express; transfer;
• No limit - you can transfer to any amount;
• For non-convertible foreign currency transfers - see the table below.

Electronic payment orders from 8 am to 2 pm will be transferred within one hour.

For exceptions, see the Partner Banks table.

Transfers with paper orders will be transferred on the next working day.

Costs

Without transfer fees.

Partner Bank

	Country	Name of the bank	SWIFT BIC Code	Currencies
	Austria	Erste Bank der oesterreichischen Sparkassen AG	GIBAATWW	All currencies without conversion
		Erste Group Bank AG	GIBAATWG	All currencies without conversion
		Allgemeine Sparkasse Oberösterreich Bankaktiengesellschaft	ASPKAT2LXXX	All currencies without conversion
		Bankhaus Krentschker	KRECAT2G	All currencies without conversion
		Kärntner Sparkasse Aktiengesellschaft	KSPKAT2K	All currencies without conversion
		Lienzer Sparkasse AG	LISPAT21XXX	All currencies without conversion
		Salzburger Sparkasse Bank Aktiengesellschaft	SBGSAT2S	All currencies without conversion
		Sparkasse der Stadt Amstetten AG	SPAMAT21XXX	All currencies without conversion
		Sparkasse Baden	SPBDAT21XXX	All currencies without conversion
		Sparkasse Eferding-Peuerbach-Waizenkirchen	SPPBAT21034	All currencies without conversion
		Sparkasse Hainburg-Bruck-Neusiedl Aktiengesellschaft	SPHBAT21	All currencies without conversion
		Sparkasse Korneuburg AG	SSKOAT21XXX	All currencies without conversion
		Sparkasse Kufstein, Tiroler Sparkasse von 1877	SPKUAT22XXX	All currencies without conversion
		Sparkasse Langenlois	SPLSAT21XXX	All currencies without conversion
		Sparkasse Neunkirchen	SPNGAT21XXX	All currencies without conversion
		Sparkasse Pottenstein NÖ	SPPOAT21XXX	All currencies without conversion
		Sparkasse Pregarten-Unterweissenbach AG	SPPRAT21XXX	All currencies without conversion
		Sparkasse Ried im Innkreis-Haag am Hausruck	SPRHAT21XXX	All currencies without conversion
		Sparkasse der Stadt Kitzbühel	SPKIAT2KXXX	All currencies without conversion
		Steiermärkische Bank und Sparkassen Aktiengesellschaft	STSPAT2G	All currencies without conversion
		Tiroler Sparkasse Bankaktiengesellschaft Innsbruck	SPIHAT22	All currencies without conversion
		Waldviertler Sparkasse Bank AG	SPZWAT21XXX	All currencies without conversion
		Zweite Wiener Vereinsparkasse	GIBAAT21	All currencies without conversion
		Sparkasse Poysdorf AG*	SPPDAT21XXX	All currencies without conversion New participants from 01.05.2023
		Kremser Bank und Sparkassen AG*	SPKDAT21XXX	All currencies without conversion New participants from 01.05.2023
		Sparkasse Herzogenburg - Neulengbach Bank AG*	SPHEAT21XXX	All currencies without conversion New participants from 01.05.2023
	Bosnia and Herzegovina	Sparkasse Bank d.d. BiH (3)	ABSBBA22	EUR (without conversion)
	Czech Republic	Česká spořitelna (4)	GIBACZPX	EUR (with and without conversion), CZK (only with SLSP)
	Croatia	Erste Bank Croatia Erste&Steiermärkische Bank d.d. (3)	ESBCHR22	EUR (with and without conversion), HRK
	Hungary	Erste Bank Hungary Zrt.	GIBAHUHB	EUR (without conversion)
	Macedonia	Sparkasse Bank Makedonija a.d.(3)	INSBMK22	EUR (with and without conversion)
	Moldova	Banca Comercială Română Chişinău	RNCBMD2X	EUR (without conversion)
	Montenegro	Erste bank AD Podgorica (1) (3)	OPPOMEPG	EUR (with and without conversion)
	Romania	Banca Comercială Română	RNCBROBU	EUR (with and without conversion)
	Serbia	Erste Bank a.d. Novi Sad (2)	GIBARS22	EUR (with and without conversion)
	Slovakia	Slovenská sporiteľňa, a. s (2) (4)	GIBASKBX	EUR (with and without conversion), CZK (only with CSAS)
	Slovenia	Banka Sparkasse d.d.(2)	KSPKSI22	EUR, USD, HRK (all without conversion)

1. FIT 3.0 Payments in this Bank are available only for corporate clients at a moment.
2. FIT 3.0 Payments to / from this Bank are guaranteed only for the currency on the same day.
3. FIT 3.0 Payments to / from this Bank are executed within 3 hours.