NetBanking

Carry Your Bank with You.

Realize all your banking needs at any time and place irrelevant of the Bank’s business hours. Use e-banking services from your home or office. The e-banking service is reliable and with highest security level to protect your accounts and personal data.

You can immediately get information on the condition of your account, deposit, credit card or loan and easily pay bills and invoices.

Possibilities offered by IndividualNet

  • Overview of the conditions of MKD and foreign currency transaction accounts;
  • Overview of the conditions of deposits and savings books;
  • Overview of the conditions of loans and credit cards;
  • Takeover of MKD transaction account and credit card statements and generation of loan payment schedule;
  • Receipt of MKD transaction account and credit card statements via email.

To use the IndividualNet package of services, the Client will obtain username and activation code. When entering the username and activation code in the app, it is necessary for the Client to personally create a new password for future E-Banking app login.

Possibilities offered by IndividualNet Plus

  • Overview of the conditions of MKD and foreign currency transaction accounts;
  • Overview of the conditions of deposits and savings books;
  • Overview of the conditions of loans and credit cards;
  • Takeover of MKD transaction account and credit card statements and generation of loan payment schedule;
  • Receipt of MKD transaction account and credit card statements via email;
  • Payment to all natural and legal persons (PP30 and PP50;
  • Payment of loan and credit card commitments;
  • Payment of overheads via adequate forms.

To use the IndividualNet package of services, in addition to the username and password it is necessary for the client to use sToken app for identification(notification) and authentication (signing) of the transactions via retail E-Banking application.

Costs and charges

RETAIL ELECTRONIC BANKING

IndividualNet (overview) – monthly charge

MKD 0

IndividualNet Plus (overview) – monthly charge

MKD 0

One-off charge for issue of sToken app

MKD 300

RETAIL MOBILE BANKING

      Monthly charge for use of mobile S-Banking

MKD 60

      One-off charge for use of mobile S-Banking

MKD 400

TARIFFS FOR REALIZATION OF PAYMENT ORDERS FROM YOUR TRANSACTION ACCOUNT VIA ELECTRONIC AND MOBILE BANKING

 Cashless payments via Internal Clearing

MKD 7

      Cashless payments via КIBS

MKD 15

      Cashless payments via MIPS

MKD 100

      Cashless payments for loan and credit card

MKD 0

      Cashless payments (overheads)*

MKD 0

ISSUE OF RETAIL DIGITAL CERTIFICATES

1 year

2 years

3 years

Issue of Verba К2

MKD 2.000

MKD 2.500

MKD 3.000

Verba К2 on own USB - Token

MKD 800

MKD 1.200

MKD 1.600

Renewal of a digital certificate

MKD 500

MKD 900

MKD 1.400

Deblocking of a digital certificate

MKD 300

Cancellation of a digital certificate

MKD 500

First installation and training

MKD 0

Interventions in the user’s premises (with request and work order)

MKD 350

* Companies with which the Bank has concluded a contract (EVN Macedonia, BEG, Makedonski Telekom, ROBI Telekabel).

SMS Notifications

Receive SMS for any change on the transaction account or payment cards

S Token

Makes the use of e-banking more attractive.

NetBanking

Take the Bank everywhere with you.

E-Statements

Get online statements every month.