Visa Debit

No fees at the Group ATMs

With the Visa Classic Debit card your funds are available 24 hours a day no matter where you are at the moment. In addition, it is much simpler to use this card rather than queuing and withdrawing cash from the cash desk counter and you can control your monthly expenses via E-Banking.

Cash withdrawal in Macedonia and in countries where the Group is present

  • no commission for cash withdrawal from Sparkasse Bank Makedonija ATMs
  • no commission for cash withdrawal from the Group ATMs in the following countries: Erste Bank and Sparkassen (Austria), Ceska Sporitelna (Czech Republic), Slovenska Sporitelna (Slovakia), Erste Bank Hungary incl. Postabank (Hungary), Erste & Steiermarkische Bank dd (Хрватска), Erste Bank Serbia (Србија), Erste Bank AD Podgorica (Montenegro), Banka Sparkasse dd (Slovenia), Sparkasse Bank dd (Bosnia and Herzegovina), Banka Comerciala Romana (Romania).
  • cash withdrawal with commission worldwide from ATMs labeled VISA.

How do I apply?

Visa Debit is issued only if you have a transaction account in the Bank, i.e. you have to be a client in the Bank. It is simple to open an account, you can do it in the closest branch of the Bank by concluding a Transaction Account Agreement.

You can take the payment card and PIN from the branch where you have applied within 5-7 working days as of the application date. When withdrawing cash, it is necessary to activate the payment card in the branch. After the activation, you can use your payment card easily.

Learn more about payment cards:

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