Consumer loan for pensioners

  • currency MKD
  • when the last installment of the loan is due and payable, the client’s maximum age can be 70
  • for pension recipients in Sparkasse Bank Makedonija
  • Repayment period: for amounts up to MKD 120,000 – to 60 months, for amounts from MKD 120,001 to MKD 300,000 – to 72 months

Basic characteristics

Annual interest rate

up to 8.25% flexible interest rate

Maximum amount

up to MKD 300,000

Application costs

MKD 500

Please use the calculator to obtain information estimate of the monthly installment for Super S consumer loan for pensioners.

Credit calculator

Loan approval commission

Amounts up to MKD 100,000

MKD 1,000

Amounts from MKD 100,001 to MKD 200,000

MKD 2,000

Amounts from MKD 200,001 to MKD 300,000

MKD 3,000

Security for the loan

  • For a loan up to MKD 120,000 - no security.
  • For a loan from MKD 120.001 to 300.000 1 guarantor working in a state institution (Budgetary Institution, JSC), state owned JSC, other JSCs.

*The pension has to be received on an account in SBM to the end of the repayment period.

*Intercalary interest is charged as from date of realization of the loan to its servicing.

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