Deposit-secured loan

Everything is going according to plan.

Non-purpose consumer loan secured by MKD and EUR deposit

  • Opportunity to apply for a loan without obligation of being a full-time employee.
  • Most favorable interest rate in the market.
  • Be sure that the installment will not change during the entire repayment period through a fixed interest rate.

Basic characteristics

Repayment period

up to 120 months

Loan amount

up to EUR 800,000 MKD 49,200,000

Approval fee

MKD 0 for loan applications secured by interest-free deposit

Why is non-purpose consumer loan secured by MKD and EUR deposit suitable?

  • Preserves your funds while you are repaying the loan under most favorable conditions
  • Prompt and simple loan
  • Disposition of high maximum amount of EUR 800,000 or MKD 49,200,000
  • Repayment period up to 120 months
  • Fixed and most favorable interest rate
  • You do not have to be a full-time employee to apply for this type of loan

Interest rates for a deposit secured loan

Type of deposit secured loan

Interest rate

Loan secured by collateral in form of specific interest bearing deposit 

Interest rate to term deposit + 2.50%

Loan secured by collateral in form of specific non interest bearing deposit 

2,50%

* Deposit in the loan currency, and amount in accordance with the Bank internal procedures.

Costs and charges

Approval fee

0,5% for applications secured by interest-bearing deposit

Application administrative costs

MKD 500 one-off charge

Do you need additional information?

Call us with complete confidence, we will settle all your requests as soon as possible.

 

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