With account overdraft increase your budget and cover unforseen expenses, with limit up to 4 salaries and possibility for automatic renewal on 1 year.

14,30% (reference interest rate for calculation of penalty interest of NBRNM + 8%) is calculated and charged monthly

1 year possibility for automatic renewal

up to 5 salaries in accordance with the Bank internal procedures

Limits and permitted overdraft

Employed with regular monthly salary	up to 5 salaries
Recipients of pension	up to 3 salaries

* Permitted overdraft is approved after the client has received one salary on an account in Sparkasse Bank Makedonija.

Call us with complete confidence, we will settle all your requests as soon as possible.