Up to EUR 5,000 without guarantors
From EUR 5,001 to EUR 10,000 – 1 (one) creditworthy guarantor or solemnization of the loan agreement.
From EUR 10,001 to EUR 20,000 –creditworthy guarantor or a draft in a form of public notary act. Compulsory additional collateral is life insurance policy purchased through the Bank and vinculated to the benefit of the Bank during repayment of the consumer loan.
When applying for a mortgage loan, compulsory collateral is the immovable property mortgage.
*The agreement solemnization requires that the spouse or close relative (a brother, sister, parent) appears as a co-debtor in the loan agreement.